We spend time at the outset of our relationship to thoroughly understand the purpose of your investments. We help you set goals and understand the importance of time-horizon when investing in markets. We assess your experience, preferences for risk, tolerance for volatility, and any socially responsible screening, to present a tailored solution to your unique circumstances. Depending on where you live in the world, the outcome of holding the same investments in the same structure can have very different tax consequences. Whether it is a US mutual fund, exchange traded fund (“ETF”), or direct securities, all will be taxed in their own way by different countries. Some investments can only be purchased by US residents; others allow non-residents to invest.

Through a multi-meeting approach, we will present our strategy and define the parameters for investment. When ready to invest we will onboard you as clients and implement the strategy. This is just the start as we build a long-term relationship with you. Through ongoing management and meetings with you, we adapt the strategy as necessary, and make sure we are available to you as your trusted advisor. We are transparent in the fees we charge and the fees of the underlying investments so you are clear in what you pay and can assess the value of our services. Often our cross-border clients require exposure to different currencies for flexibility and to hedge currency risk. Cross Border Financial Planning USA and its partners can assist expatriates around the world with multi-currency investment strategies.